HEB Federal Credit Union

NetBranch Enrollment

Enrolling in NetBranch is easy - here's how:

  • In the User ID box, enter your HEBFCU member number.
  • In the Password box, enter your ABBY PIN if you have used one; if not, enter the last four digits of your Social Security number and select the login button.

If you need assistance, please contact us at 210.938.7850.

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Loan Rates

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Annual Percentage Rate (APR) may change at any time. All loans subject to approval.

APPLY

Type of Loan Annual Percentage Rate (APR) Term
New Auto as low as 2.38%* 36 month term
New Auto as low as 2.38%* 50 month term
New Auto as low as 2.89%* 60 month term
New Auto ($22,000 & Above) as low as 3.78%* 72 month term
New Auto ($35,000 & Above) as low as 7.38%* 84 month term
Used Auto (1 - 5 Year Model) as low as 2.38%* 36 month term
Used Auto (1 - 5 Year Model) as low as 2.38%* 50 month term
Used Auto (1 - 5 Year Model) as low as 2.89%* 60 month term
Used Auto ($22,000 & Above) as low as 3.78%* 72 month term
Used Auto ($35,000 & Above) as low as 7.38%* 84 month term
     
New Boat/RV as low as 6.75%** 36 month term
New Boat/RV as low as 6.75%** 48 month term
New Boat/RV as low as 6.75%** 60 month term
New Boat/RV ($22,000 & Above) s low as 7.75%** 72 month term
New Boat/RV ($35,000 & Above) as low as 8.25%** 84 month term
     
Used Boat/RV as low as 6.75%** 36 month term
Used Boat/RV as low as 6.75%** 48 month term
Used Boat RV as low as 6.75%** 60 month term
Used Boat/RV ($22,000 & Above) as low as 7.75%** 72 month term
Used Boat/RV ($35,000 & Above) as low as 8.25%** 84 month term
     
New Motorcycle (100%) as low as 6.75%** 24 / 36 / 48 / 60 month terms
Used Motorcycle
(100% NADA) as low as 6.75%** 12 / 24 / 36 / 48 month terms
     
Line of Credit as low as 12.99%** N/A
     
Signature/Unsecured as low as 9.98%** Up to 48 months
     
Term Share Secured Current Earning Rate + 3.00% Varies
     
Regular Share Secured Current Earning Rate + 3.00% Varies
     
Mortgage 6.69%*** 7 years
Mortgage 2.98%*** 10 years (72 month balloon)
Mortgage 2.98%*** 15 years (72 month balloon)
Mortgage 2.98%*** 20 years (72 month balloon)
Mortgage 2.98%*** 25 years (72 month balloon)
     
Home Improvement as low as 8.24% Up To 15 Years
     
Home Equity as low as 4.15% 5 years
Discount - 1st lien home equity 3.78% 5 years
Home Equity as low as 6.98% 10 years
Discount - 1st lien home equity 5.27% 10 years
Home Equity as low as 7.48% 15 years
Discount - 1st lien home equity 5.00% 15 years
     
 
     
     


Type of Loan Annual Percentage Rate (APR)
Platinum Master Card 10.90%****
Gold Master Card 12.90%****
Regular Master Card 17.99%****
 

*Limited time offer. Rate is fixed at time of loan approval. The actual periodic rate and corresponding annual percentage rate offered on each loan product are determined by the credit worthiness of each applicant. The lowest rates quoted are based on approved credit. Rate available for new loans only at HEBFCU for auto purchase 1 - 5 year models. Other terms and rates are available.

**Rate is fixed at time of loan approval. The actual periodic rate and corresponding annual percentage rate offered on each loan product are determined by the credit worthiness of each applicant. The lowest rates quoted are based on approved credit.

***Mortgage loan requires 20% equity. Your actual annual percentage rate may be different, as many factors affect the final APR.

****Rate applies to Purchase APR, Balance Transfer APR and Cash Advance APR.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
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