Credit Cards

Regular MasterCard

Enjoy the ultimate convenience when you shop, travel and entertain with a MasterCard from H-E-B Federal Credit Union. When you carry our card, you won't be surprised by sign-up gimmicks or fees buried in fine print. Since the APR is fixed, you can relax instead of wondering what to do when the rate goes up.

Manage your existing credit card at GoToMyCard

You benefit from:

  • No annual fee
  • No renewal fee
  • No transaction fee for cash advances or purchases
  • 25-day grace period on purchases
  • A low fixed Annual Percentage Rate (APR)*
  • Easy application process - apply by phone or at any branch
  • Various payment options - pay the minimum amount due each month, your entire balance or any amount in-between that fits your budget
  • Activity analysis that signals unusual card uses and gives you protection against fraudulent charges
  • World-wide acceptance so you can travel and shop with confidence and ease at millions of merchant locations

Gold MasterCard

When you need even more from your credit card, consider applying for an HEBFCU Gold MasterCard. With credit limits designed to meet your individual needs, you can take advantage of this great card with a competitive rate that can save you money.

Manage your existing credit card at GoToMyCard

  • You benefit from:
  • No annual fee
  • No renewal fee
  • No transaction fee for cash advances or purchases
  • 25-day grace period on purchases
  • A low fixed Annual Percentage Rate (APR)*
  • Easy application process - apply by phone or at any branch
  • Credit limits up to $25,000
  • Various payment options - pay the minimum amount due each month, your entire balance or any amount in-between that fits your budget
  • Activity analysis that signals unusual card uses and gives you protection against fraudulent charges
  • $250,000 travel accident coverage
  • World-wide acceptance so you can travel and shop with confidence and ease at millions of merchant locations

Platinum MasterCard

Members with well-established credit are invited to consider a Platinum MasterCard. With generous credit limits and a competitive rate, this card offers exceptional benefits.

Manage your existing credit card at GoToMyCard

You benefit from:

  • No annual fee
  • No renewal fee
  • No transaction fee for cash advances or purchases
  • 25-day grace period on purchases
  • A low fixed Annual Percentage Rate (APR)*
  • Easy application process - apply by phone or at any branch
  • Credit limits up to $30,000
  • Various payment options - pay the minimum amount due each month, your entire balance or any amount in-between that fits your budget
  • Activity analysis that signals unusual card uses and gives you protection against fraudulent charges
  • World-wide acceptance so you can travel and shop with confidence and ease at millions of merchant locations
  • $1,000,000 travel accident insurance
  • Lost luggage replacement
  • Credit card registration
  • Year-end summary statement

*All loans subject to approval. Rate is fixed at time of loan approval. APR is Annual Percentage Rate. Rates and terms subject to change. Membership required.