Looking for a Smart Way to Save?

Our Flex Share Certificate offers a 4.00% APY and the flexibility you need to make your money work harder.

✅ Choose from 6, 12, or 18-month terms
✅ Earn a strong 4.00% APY
✅ Get peace of mind with up to $500,000 in coverage
✅ Enjoy friendly, expert guidance from our team

Let’s get started—call us at (210) 938-7850 or stop by the branch!

Offer valid July 1, 2025 – August 30, 2025.

The 6–18 Month Flex Share Certificate requires a total deposit relationship of more than $24,999.99 to open and maintain. If the total relationship balance falls below $25,000, the special promotional rate will no longer apply. This offer is valid for new H-E-B FCU Flex Share Certificate accounts only. To renew a maturing certificate at the 4.00% APY promotional rate, an additional deposit of at least $2,000 in new money is required. The 4.00% APY (Annual Percentage Yield) applies only to the amount initially deposited at the time of account opening. Additional deposits are not allowed once the certificate is opened. This limited-time promotional rate is only available for certificates opened between July 1, 2025, and August 1, 2025. Certificates opened before or after this period do not qualify for the promotional rate. Early withdrawal penalties may apply and could reduce earnings. Rates and terms are subject to change without notice. Membership eligibility is required.

Deposit insurance coverage of up to $500,000 is provided through a combination of federal insurance from the National Credit Union Administration (NCUA) up to $250,000 and additional coverage from Excess Share Insurance Corporation (ESI) up to $250,000.