Credit Cards

Select HEBFCU for your Mastercard® and choose the card that’s best for you.

If a competitive rate is your highest priority, choose our Platinum Mastercard. If you’re looking to rack up cash rewards, travel benefits and merchandise, check out our new Platinum Rewards Mastercard.

Both Platinum Mastercard and Platinum Rewards Mastercard deliver streamlined convenience and save you money with:

  • No annual fee
  • No cash advance fee
  • No balance transfer fee
  • No foreign transaction fee

Plus, you’ll save time and enjoy the convenience of:

  • Faster, contactless transactions from the latest chip technology – just tap to pay wherever you see the contactless symbol

Take advantage of this special introductory balance transfer offer!1 

When you open a new Platinum Mastercard or Platinum Rewards Mastercard with HEBFCU, increase your savings with our introductory balance transfer offer. Transfer higher-rate balances on a credit card account from another provider within 60 days, and lock in a rate of 2.99% APR for 12 months on the transferred funds

Platinum Rewards Mastercard – Additional Benefits

  • Competitive low rate2
  • Turn purchases into rewards – earn 1.5 uChoose Rewards® points for every $1
  • Receive one-time bonus of 25,000 points once you spend $1,000 in purchases during the first 180 days3
  • Choose cash, travel, event tickets, gift cards or merchandise
  • Register your card at to redeem points


Platinum Mastercard – Additional Benefits

  • Our competitive credit card rate2
  • Enjoy the streamlined convenience when you shop, travel and entertain
  • No surprise fees buried in the fine print and no penalty APR


All loans subject to approval. Rates and terms subject to change. Membership required.

1Introductory Balance Transfer rate offered on new Platinum Mastercard and Platinum Rewards Mastercard accounts only; migrated Mastercard accounts opened prior to 10/25/21 and related balances are ineligible. Transfer must be from credit card account outside HEBFCU and made within 60 days of opening new Mastercard account at HEBFCU. New account introductory APR will apply to the first 12 statement closing dates following the balance transfer transaction. After that the APR will convert to the prevailing rate for your card: Platinum Mastercard or Platinum Rewards Mastercard.

2Maximum APR will not exceed 18%. Purchase and balance transfer rate will vary based on market prime rate.

3Offer only available on new accounts. You will receive bonus points after making purchases totaling at least $1,000 (exclusive of credits, returns and adjustments) that post to your account within 180 days of the account open date. Account must be in good standing to receive the bonus. After qualifying, bonus points will post to your uChooseRewards balance within one billing cycle.