Premier Checking
This account starts with all the services and conveniences you expect from a checking account and adds special benefits and discounts. Your $50 opening deposit entitles you to take advantage of all the special features of this unique account!
You benefit from:
- Free personalized checks
- No minimum balance requirement
- Unlimited check writing
- Free CheckMate debit card for purchases and ATM transactions
- Free withdrawals at more than 400 H-E-B and Frost ATMs
- Free NetBranch digital banking
- Free e-Statements
- Free CyberScout® services for identity theft prevention
- Overdraft protection for qualified applicants
- Preferred loan rates
- Travel and entertainment discounts
- Credit card protection services
- Prescription drug, eyewear and hearing aid discounts
- $10,000 accidental death and dismemberment coverage
- $20,000 common carrier coverage
- Monthly service charge
Classic Checking
The cornerstone of personal financial management, the Classic Account provides convenient access to your money and reliable record-keeping for all your transactions. Open your account with a minimum of $50 and enjoy the features listed below.
You benefit from:
- Unlimited check writing privileges
- Free CheckMate debit card for purchases and ATM transactions
- Free withdrawals at more than 400 H-E-B and Frost ATMs
- Free NetBranch digital banking
- Free e-Statement
- Free CyberScout® services for identity theft prevention
- No per-transaction charges
- Overdraft protection for qualified applicants
- Preferred loan rates
- Waived monthly service charge if
- Account average daily balance is $1,000 or more OR
- Average total deposit relationship is $5,000 or more OR
- Loan relationship is $10,000 or more
- Otherwise service charge applies
Basic Checking
Choose the Basic Account if you use Direct Deposit and only write a few checks each month. Even if you keep a low balance, you’ll have no monthly service charge.
You benefit from:
- No minimum balance requirement
- No monthly service charge
- Free CheckMate debit card for purchases and ATM transactions
- Free withdrawals at more than 400 H-E-B and Frost ATMs
- Free NetBranch digital banking
- Free e-Statement
- Free CyberScout® services for identity theft prevention
- Overdraft protection for qualified applicants
- Preferred loan rates
- No charge for 8 checks per month;
see Fee Schedule for charge for additional checks
The Basic Account requires Direct Deposit. Withdrawals from a teller incur a
service charge.
