Deposit Rates

Effective Date: May 13, 2022

 

Savings (Shares)

Type of AccountDividend RateAnnual Percentage Yield
Greater than $1,000.000.05% on entire balance0.05%

Regular Savings requires $25.00 to open

Requires $1,000.00 each day to earn dividends

H-E-Buddy Savers Club

Type of AccountDividend RateAnnual Percentage Yield
Greater than $1,000.000.05% on entire balance0.05%

Requires $1,000.00 each day to earn dividends

Savers Club requires $25.00 to open

Holiday/Vacation

Type of AccountDividend RateAnnual Percentage Yield
$25.00 and greater0.05%0.05%

Holiday and Vacation accounts require $5.00 each to open

Require $25.00 to earn dividends

Money Market*

Type of AccountDividend RateAnnual Percentage Yield
$1500.00 - $10,000.000.10%0.10%
Greater than $10,000.000.20%0.20%

Money Market requires $1,500.00 to open

Requires $1,500.00 each day to earn APY disclosed

Money Market Plus*

Type of AccountDividend RateAnnual Percentage Yield
Greater than $25,0000.35%0.35%

Money Market Plus requires $25,000.00 to open

Requires $25,000.00 each day to earn APY disclosed

Variable IRA Share Account

Type of AccountDividend RateAnnual Percentage Yield
$50.00 to open0.04%0.04%



Term Share Certificate**

Balances from $1,000.00 - $9,999.99Dividend RateAnnual Percentage Yield
3 Month0.29%0.29%
6 Month0.36%0.36%
12 Month0.46%0.46%
24 Month0.55%0.55%
36 Month0.63%0.63%
60 Month0.79%0.79%
Balances greater than $9,999.99Dividend RateAnnual Percentage Yield
3 Month0.42%0.42%
6 Month0.51%0.51%
12 Month0.65%0.65%
24 Month0.79%0.79%
36 Month0.90%0.90%
60 Month1.13%1.14%

 

*Dividends are earned on the daily balance and paid monthly. Dividend rates and APY are subject to change daily without notice at the discretion of the Board of Directors. Fees may reduce earnings on the account.

** Term Share Certificates require $1,000.00 to open. Require $1,000.00 each day to earn dividends. Term Share Certificates earning the second-tier (higher) rate require $10,000.00 to open and $10,000.00 on deposit each day to earn dividends. Interest
rate and APY are subject to change daily without notice at the discretion of the Board of Directors. A penalty will be imposed for early withdrawal.

Call (210) 938-7850 for current rates. APY is Annual Percentage Yield. APY assumes dividends remain in the account until maturity. Withdrawals reduce earnings.

All accounts must remain open through the end of the dividend period or the maturity date to be paid the accrued dividends. The above rates were paid for their respective dividend periods.

Dividends are paid at the end of the period from the current income and the available earnings after required transfers to reserves.

These rates are not guaranteed for the current dividend period.