Looking for a Smart Way to Save?

Our Flex Share Certificate offers a 4.00% APY and the flexibility you need to make your money work harder.

✅ Choose from 6, 12, or 18-month terms
✅ Earn a strong 4.00% APY
✅ Deposits are insured up to $500,000*
✅ Enjoy friendly, expert guidance from our team

Let’s get started—call us at (210) 938-7850 or stop by the branch!

*The 6–18 Month Flex Share Certificate requires a $10,000 minimum total deposit relationship to open and maintain; if the balance falls below $10,000, the promotional rate no longer applies. Offer valid on new Flex Share Certificate accounts only. The 4.00% APY applies only to the amount deposited at account opening; additional deposits are not permitted. Promotional rate available for certificates opened January 28–February 28, 2026; early withdrawal penalties may apply. Rates and terms are subject to change without notice, and membership eligibility is required. Deposits are insured up to $500,000, including federal insurance by the NCUA up to $250,000 and additional coverage by ESI up to $250,000. For current rates or details, contact an H-E-B FCU Partner or call 210-938-7850. 

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