Grow Your Savings with Confidence!
Two Great Certificate Options. One Smart Way to Save.

Make your money work harder with our limited-time Flex Share Certificate and Super Flex Share Certificate offers. Whether you’re building your savings or looking to earn more on funds you’ve already set aside, H-E-B Federal Credit Union offers competitive rates and flexible terms to help you reach your financial goals.
Flex Share Certificate
4.00% APY*
6–18 Month Terms | $25,000 Minimum Deposit
Give your savings a boost with a competitive rate and a term that works for you. Our Flex Share Certificate offers a great opportunity to earn more while keeping your financial goals on track.
Super Flex Share Certificate
4.65% APY*
6–18 Month Terms | $100,000 Minimum Deposit
Have more to save? Make the most of your money with our Super Flex Share Certificate. Enjoy an even higher rate and the flexibility to select a term that fits your savings strategy.
Why Choose H-E-B Federal Credit Union?
- Competitive Rates: Earn more on your savings with attractive certificate rates.
- Flexible Terms: Choose a term between 6 and 18 months.
- Peace of Mind: Your savings are federally insured by the NCUA, subject to applicable limits.
- Trusted Financial Partner: Enjoy personalized service from a credit union dedicated to H-E-B Partners and their families.
Don’t Miss This Limited-Time Opportunity!
These special certificate rates are available October 8–31, 2026.
Whether you choose the Flex Share Certificate or Super Flex Share Certificate, now is a great time to put your savings to work.
Ready to Grow Your Savings?
Contact H-E-B Federal Credit Union today to learn more or open your certificate.
Call us at 210-938-7850 or visit our branch to get started!
*APY = Annual Percentage Yield. Promotional APYs are 4.00% for the Flex Share Certificate and 4.65% for the Super Flex Share Certificate. Terms range from 6 to 18 months. The Flex Share Certificate requires a minimum deposit/deposit relationship of $25,000. The Super Flex Share Certificate requires a minimum deposit/deposit relationship of $100,000. Promotional APYs apply only to funds deposited at account opening. Additional deposits are not permitted after opening. Early withdrawal penalties may apply and may reduce earnings. Membership eligibility is required. Promotional offer is available October 8 through October 31, 2026. Rates and terms are subject to change. Federally insured by NCUA.
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