Your Exclusive Loan Headquarters
At H-E-B Federal Credit Union, we make it easy to borrow, save, and manage your money. Whether buying a car, a home, or growing your savings, we’re here to help you reach your goals.
As the exclusive credit union for H-E-B Partners, Senior Partners, and their families, we’re your go-to for loans and savings solutions.
Loans and Savings for You
- Auto Loans – Low rates as 5.25% APR and no payments for up to 90 days*
- Personal Loans & Lines of Credit – Funds when you need them for vacations, emergencies, or everyday expenses
- Mortgage Loans – Rates as low as 5.19% APR with guidance every step of the way
- Home Equity Loans – Rates as low as 5.50% APR with no closing costs on qualifying loans
Digital Tools to Stay in Control
- Money Management – Combines accounts from multiple institutions, tracks spending, sets budgets, forecasts debt payoff, and helps reach savings and retirement goals
- Free Credit Score Service– Monitor your score, understand how it’s calculated, get tips to improve it, and protect against identity theft
- Car Research and Shopping Site – Compare vehicles and calculate payments before you buy
Did You Know?
- Loyal H-E-B FCU Members who use multiple services often see the most financial value. In fact, America’s Credit Unions estimates that H-E-B FCU returned $1,839 in direct benefits to high-use households in just one year¹. Plus, Members enjoy free, unlimited ATM withdrawals at more than 400 H-E-B and Frost ATMs. Maximize your benefits and apply today.
We’re Here to Help
From low-rate loans to high-yield savings and powerful digital tools, H-E-B FCU makes managing your finances simple and conveniently your one-stop Loan Headquarters for borrowing, saving, and planning for the future.
*H-E-B FCU membership is required. Specific rates and terms depend on credit rating, collateral value, amount financed, and other factors. Rates and terms are subject to change without notice, and other restrictions may apply. Maximum loan amounts apply and are subject to change. The 90-day no-payment option is available to qualified Members only; interest will accrue during the deferment period. All loans are subject to credit review and approval. For complete details, contact H-E-B Federal Credit Union. ¹ Source: Datatrac, NCUA, and America’s Credit Unions. Rates and fees as of 3/6/2026.