At H-E-B Federal Credit Union, banking is built around your real life. Whether you’re managing everyday expenses, planning ahead, or looking for simpler ways to handle your finances, we’re here to provide confidence, convenience, and reliable support every step of the way.
As the exclusive credit union for H-E-B FCU Members, we offer tools and services designed to help you save smarter, borrow with confidence, and build lasting financial stability.
Tools Designed for Your Everyday Needs
You’ll have access to practical solutions that make managing your money easier, including:
- Easy account opening
- Quick loan applications
- Convenient deposit options
- Free Credit Score monitoring and support to help improve your score and more
- Budgeting and money-management tools to help Members plan ahead, including free financial calculators and our Money Management tool that tracks spending, helps set goals, and gives a complete view of finances right through online and mobile banking.
- Car-shopping and research assistance with our H-E-B FCU Car Shopping site
- Quick, easy access to your accounts and assistance through online & mobile banking
- Multiple communication channels for questions and support, including our 24/7 digital assistant ABBY and secure messaging within online and mobile banking for quick, safe assistance.
Whether you’re planning for the future or simplifying your day-to-day banking, H-E-B FCU is here to help you stay in control of your money.
Real Life. Real Banking. Real Simple.
H-E-B FCU membership is required. Specific rate and term will be dependent upon credit rating, collateral value, amount financed, and other qualifying factors. Rates and terms are subject to change without prior notice; other restrictions may apply. All loans are subject to credit approval. Maximum loan amounts may apply and are subject to change without notice. Advertised rates are current as of December 12, 2025. Other restrictions may apply. Your specific rate and term will depend on your credit rating, collateral value, amount financed, lien position, and other factors. Federally insured by NCUA. NMLS #402440.