More Sunshine, Less Payments – Skip a Payment on Your Loan This Summer!

Summer’s calling — and it’s time to make room for sunshine, staycations, road trips, and fun! With H-E-B Federal Credit Union’s Summer Skip-a-Pay program beginning May 5, you can free up extra funds by skipping your loan payment(s) for May or June1. Offer ends June 30, so don’t wait!

Whether you’re planning a family getaway, refreshing your home, or just want some wiggle room in your budget, Skip-a-Pay can help make it happen — without the financial stress.

How It Works:

  • Eligible H-E-B FCU loan payments (weekly, bi-weekly, or monthly) can be skipped for May or June.
  • Simply log in to Online Banking or the mobile app to request your skip.
  • Online Banking: Look for Skip-a-Pay on your “My Accounts” homepage.
  • Mobile App: Tap “More” at the bottom, then select “Skip-a-Pay” at the top.
  • Payments made by automatic transfer from H-E-B FCU accounts will be paused automatically.
  • If your payments are manual, via Bill Pay, or from an external bank, be sure to cancel them for the month you plan to skip and restart them before your next due date.

Important notes:

  • Your payment(s) must be made for the month preceding the month you choose to skip. For example, if you choose to skip your May loan payment, your April payment(s) must be made before you can request the skip.
  • There is a $25.00 processing fee for each loan you include in the program.
  • You can select to pay the fee from your checking or savings account at H-E-B FCU.

A list of your loans that are eligible for the Skip-a-Pay program will be displayed on H-E-B FCU Online Banking 1 – 2 business days after you make the final payment for the month preceding the month you choose to skip.

You are eligible to skip your payment(s) for one month if your loan was opened at the credit union before October 1, 2024.

These loans are excluded from Skip-a-Pay:

  • Real estate loans, including home equity loans
  • Lines of credit
  • Loans secured with a certificate or savings account

If you have questions about skipping a payment on your loan call or text us at (210) 938-7850.

1 Using Skip-a-Pay will extend the maturity date of your loan. Interest will continue to accrue on the unpaid balance during the month you skip a payment and there will be a $25.00 nonrefundable processing fee for each loan you choose to include in the program. You must be in good standing and all your loans current to participate. The credit union reserves the right to refuse any request to skip a payment. Offer valid from May 5, 2025-June 30, 2025.