We Have Solutions to Finance Your Best Ideas

A remodeled kitchen, a new car, tuition expenses, gifts for the upcoming holiday season – there’s no end to the wonderful things you can imagine. Whatever you have in mind, rely on HEBFCU’s low loan rates to finance your best ideas.


  • Rates as low as 3.78%1
  • $0 Closing Costs!2

These home equity loan savings provide the energy to move ahead with practically any project that’s been on your mind. Now is the right time to pursue the possibilities.

More Loan Solutions

Need a more fuel-efficient car or a house with a bigger yard? Hoping to knock down some debt? We’re here to serve for any loan you may need:

  • Auto loans
  • Debt consolidation loans
  • Personal loans
  • Lines of credit
  • Mortgage Loans

We’ll work with you to get the terms and payments that suit your budget.

To find out more about our competitive rates and flexible terms, visit hebfcu.org or call us Monday – Friday from 9 a.m. – 5 p.m. at 210.938.7850 and press “2” for Loans. Click to apply now. We’re here to help – that’s what we do.

1All loans subject to approval. APR=Annual Percentage Rate. Subject to credit and property approval. Rate effective 10/1/21 and subject to change based on market conditions and borrower eligibility. The loan rate of 3.78% APR applies to a home equity loan of $10,000 or more with a term of 60 months and a loan-to-value ratio of 80% or less. Your APR may be different depending on loan amount, lien position, loan-to-value ratio and term. The maximum home equity interest rate is 7.23% APR. Insurance must be carried on the property securing this loan. Minimum home equity loan is $10,000. Other terms and rates are available, including first-lien position loans.

2Limited time offer; apply January 1 – March 31, 2022. Closing costs include Title Search, Flood Certification, Recording Fee and Reconveyance Fee. Requires new or refinanced (new money) home equity loan of $10,000 or more. HEBFCU covers closing costs on home equity loans under $100,000.